Tag Archive | "DSWD FO-X"

For the Community, By the Community

In August 2004, KAWOSA (then KASAPI) was organized by a select group of women who saw the financial need for fiesta celebrations and other festivities. To address this need, the group decided to contribute Php300.00 as start-up capital for a micro-lending activity. They charged an interest of 10% per month. To keep track of their micro-lending project, they agreed to meet every last Sunday of the month at the school’s waiting shed. The proceeds (dividends) from the micro-lending activity are distributed every December, during their Christmas party.

In May 2005, KASAPI decided to re-organize the association and change its name to Kasapi Women’s and Savings Association (KAWOSA). Through the Barangay Council, some KAWOSA officers and members were selected to attend the Pre Membership Seminar (PMES) facilitated by Balay Mindanao Foundation, Incorporated (BMFI). KAWOSA benefited from the capability building activities facilitated by Balay Mindanao. Seminars that were conducted include bookkeeping, auditing, laws that protect the rights of women and children, agrarian land reforms, and other laws relevant to the needs of the association.  

In June 2005, KAWOSA opened a sari-sari store and a canteen inside an elementary school campus with a capital of Php2,700.00 from the contribution of the twenty-seven (27) members at Php100.00 each. A month after, KAWOSA registered itself in the Department of Labor and Employment (DOLE).

Humble beginnings. the store was initially made f wood. Through perseverance in saving money from their earnings, the store was eventually concretized.

KAWOSA was formalized into an association with a legal personality, having a complete set of officers, written constitution and by-laws, and development plans. The partnership with Balay Mindanaw continued and in September 2005, KAWOSA received livelihood assistance amounting to Php10,000.00 for pig dispersal livelihood project for ten (10) members.

Later, the sari-sari store and the canteen inside the school campus had to be transferred as advised by the new school in-charge. KAWOSA decided to purchase a 100 square meter lot from Mr. & Mrs. Aurelio Camus in the amount of Php 5,000.00, just enough to build a small building strategically located across the school campus. The association continued its hard work in sustaining its economic activities and in 2012 they applied for accreditation with the City Government of Gingoog that paved the way to receiving a Php 340,000.00 livelihood project for corn and swine production from Community Fund And Development (CFAD) through the City Agriculture Office. The CFAD project has continued to date (swine and cattle raising), except for the corn production which was replaced by Falcata.

As an accredited association by the City Government of Gingoog, KAWOSA was invited to participate in the BUB project orientation and workshop. KAWOSA proposed for a consumer store and the project was approved amounting to Php240,000.00, which was funded and implemented through the Department of Social Welfare and Development (DSWD) on December 2014.

he association envisions to the city’s source of pride and aspiration for al other livelihood associations, as much they are continuously learning and growing to better within their local community.

The seed capital fund from DSWD was a substantial amount that KAWOSA decided, through a general assembly, to select few members whom they trust and has the skills, capacity, and commitment as the “management team”. The management team is entrusted with the planning, budgeting, and implementation of the project. One of the major decisions that the management team came up was to construct a two story building. The first floor will house the consumer store and kitchen and the upper floor will serve as the meeting hall of the members.

Currently, the association has a consumer store and micro-lending service. They ventured into ginger farming but it did not prosper, so the members replaced it with a vegetable garden in hopes to generate added income and provide members with fresh vegetables. Capital for food and snacks vending is also   offered to interested members who want to have additional income, utilizing the associations’ kitchen and space (suitable display area) as the store is located in front of the school. With their diverse source of income, KAWOSA fully paid the livelihood grant to DSWD in February 2017.

Regular meetings ensure cooperation, transparency, and unity of members.

The store has undergone renovation which gave it gave added value. The association practiced Christmas as a gift giving month not only to distribute profit shares from the store and micro-lending operations to its members but also to the community who patronized the store. Bags of groceries are given to senior    citizens, barangay tanods, and neighbors of the store who helped oversee the KAWOSA building during the night. Aside from their profit shares, the members are also given cash gifts. But perhaps the best benefit given by KAWOSA to its members is paying for the SSS monthly contribution of each member.

KAWOSA employs five members as treasurer/cashier, inventory clerk, saleslady, collector and manager. Besides being able to generate employment among members, it encourages membership especially the Pantawid beneficiaries.

The association admits that it is a continuing challenge to encourage members to share the vision of KAWOSA, that of attaining the kind of development that each member dream of. For them, there is no substitute for hard work, continuous education and valuing the opportunity given by the government.

The members can only look forward on what the association Photo taken November 2019.

In the near future, KAWOSA hopes to establish a mortuary fund for all members, cash gifts for birthday celebrants, KAWOSA Bigasan, and KAWOSA Mini Pharmacy. They also plan to buy another piece of land to expand their business.

*Originally published at the SLP Lambigit 2020 compendium. Copies available at the Social Marketing Unit.

Story and photos contributed by Maria Estela T. Berdelao, Project Development Officer II

Posted in UncategorizedComments (0)

SLP: promoting Swak na Local Products, a webinar

Online selling has been long practiced by businesses in the advent of the internet. Different platforms are available in maximizing reach to potential buyers. With more people having access to social media, it has been the most flexible marketplace for online sellers. Despite its great potential, only few people understand how the social network can work in advantage for micro-entrepreneurs.

The webinar is to capacitate our program participants on better engagement and selling of their products through their own business pages.

It is initiated under the Sustainable Livelihood Program on the conduct of a webinar about online selling through social media entitled “SLP: promoting Swak na Local Products” through Google Meet link. The activity is in line with the week-long Likhang Hiraya celebration of DSWD Field Office 10. Target participants are program participants and field workers in improving product-selling and reaching more potential buyers. Resource person is Ms. Piper Ramboanga, online marketing consultant and founder of a consultancy group that provides technical advises to SMEs.

The activity serves as culminating activity of Likhang Hiraya, the photo exhibit and product display of SLP. Photos are exhibited at Lim Ket Kai Mall and Ayala Centrio Mall. Products are sold online through the Facebook page DSWD Region X to avoid crowding in public places.

Posted in UncategorizedComments (0)

Fortune Favors the Brave, story of a 4Ps member working as a Domestic Worker

Heroes. Modern heroes. A title given to Overseas Filipino Workers as they sacrifice in leaving their families in dreams of having a better life and a brighter future for their children. Not enough employment opportunities for poor household members who have not finished formal schooling is a common background for those who seek employment abroad. As they leave to foreign lands of foreign languages that they have yet to learn, the appeal to become Domestic Workers has been glamorized by movies despite the homesickness, heartaches, and fears faced by these individuals who brave through tears to put smiles on their families back home.

Maribel’s employers are grateful for her cooking skills and respectful attitude. Photo from Maribel’s Facebook account with consent.

The Department of Social Welfare and Development Field Office 10 foster partnership with work placement agencies through the Sustainable Livelihood Program who can facilitate employment for non-skilled Pantawid Pamilyang Pilipino Program. One of the many private partners is Placewell International Services Corporation. Through a series of Special Recruitment Activities in the different cities and municipalities of Region 10, many Pantawid household members applied for available jobs. A Pantawid household member in the municipality of Baroy, Lanao del Norte took a leap of faith in applying for work abroad. A mother of three children, Maribel Baquiller sets her sights in providing a better life for her family even if it means leaving them. She used to sell Filipino snack food items such as suman, bibingka, palitaw, and the likes for their daily needs which is proving to be challenging as the expenses are getting bigger as their children are growing. Maribel admits it is not enough even with her husband’s income from driving a motorcycle. “Sakit kayo malayo sa akong mga anak pero akong kayanon ang mga kamingaw ug kaguol para sa ilang kaugmaon (It is hard to be away from my children but I will bear the loneliness and worries for the sake of my children).”, says Maribel.

Maribel keeps in touch with her family back in their hometown through video calls. Photo from Maribel’s Facebook account with consent.

After processing her required papers and passing the interview, Maribel was sent to Saudi Arabia in 2016. Her first few days was filled with mixed emotions of homesickness, excitement of being in another country, and fear of the possibilities of being abused by her employers and co-workers. All of her fears and worries were allayed over time. Her respectful attitude and cooking skills helped earning her employer’s respect and generosity. She was showered with many gifts such as a laptop, cellphone, clothing, and household utensils that she was able to send back home aside from her monthly salary which is increasing every renewal of her contract.

The three children are doing good in school and are active in the school’s activities. Despite the pandemic, the children are enrolled on modular classes. Photo from Maribel’s Facebook account with consent.

Over time, her family’s well-being at home begin to improve. They can now afford for the schooling expenses of her children, have good food on their table, and the opportunity in building their dream home. Maribel is still serving her same employer and is looking towards a better future for her children in sight.

By saving money from her salary, Maribel and her husband are striving to have their dream house finished soon. Photo from Maribel’s Facebook account with consent.

Maribel shares her learned wisdom in working abroad. “The message that I can share to everyone is that they can have the things they desire if they will just keep in mind that personal anguish, fear, and loneliness will be worth it the moment you see a smile and joy on your children’s faces. I thank God for this opportunity because I can say to myself that I can stand whatever trials I may face because I have now these skills that I can depend on.”

Story contributed by Franze Jemima Kesia Alcoran-Mapandi

Posted in Featured, NewsComments (0)

New normal brings new challenges for an SLP participant who is also a Parent Leader

Mercy P. Solatorio is a Pantawid Pamilyang Pilipino or 4Ps grantee with four children residing in Lala, Lanao del Norte. She is the over-all parent leader in their barangay. She was able to avail a individual loan of Php 5,000.00 under the SEA-K program, former name of Sustainable Livelihood Program (SLP), which she used to purchase 3 piglets and feeds to start her hog fattening project. From her profit in every cycle she used for the school and household expenses including paying debts.

Mercy was also trained on Dressmaking which was funded through a BUB-SLP project in year 2017. The training enhanced her rusty dressmaking skill. Her fellow 4Ps members and neighbors would have their clothes done by her which added to her daily income in paying off her loans.

Mercy used her dressmaking skills in repairing clothes and making uniforms for her neighbors and fellow 4Ps members

One of her children was trained in rag-making and used her acquired skills in making household rags using the excess or unused pieces of cloths from her mother’s work and sell them at a very affordable price.

In 2018, the barangay council issued a resolution in banning hog fattening within 50 meters from the residence. Mercy then changed her project to sari-sari store and food vending that made her earn Php 1,000.00 – 2,000.00 sales daily. With this, she was able to give enough school allowances to her children.

Mercy admitted that a portion of the income is sometimes used for sudden or unexpected expenses. It is through availing small loans from local micro-financing institutions that she sustain her sari-sari store. She is very thankful that even though life hits her hard, she was able to stand up again. As what she said, “Kinahanglan think positive jud sa kinabuhi dili magyaya para naay makaon ang pamilya. Kinahanglan moabag jud sa panginabuhian sa bana para mapa eskwela ang mga anak ug makakaon ang pamilya. Sa pagpaningkamot bahala ug nakautang utang nakapahuman sa anak ug sa bulig sa Ginoo nakapasar ang anak sa Social Work Examination adtong 2018 ug karun nagtudlo na sa Collegio de Kapatagan. (We have to think positive in life so that we can feed our family. We need to be able to contribute to our husband’s income so that we can send our children to school and have food for the family. Through hardwork, despite the many loans, my child was able to finish [college]. And with God’s help, my child passed the Social Work Examination last 2018 and is now teaching at Collegio de Kapatagan).” Her daughter shares part of her salary for the family’s daily needs.

The COVID-19 pandemic greatly affected the sales of her store. It is still operational but experienced lower sales as many people within her community lost their jobs, including her husband. Jobs come by so rarely that some of the stocks in her store were consumed by her family and high on credit from neighbors who pay only whenever they can. Whatever her husband can earn, they use in re-stocking their store.

As they live in community that is far from the main road, Mercy needs to keep her store open for the benefit of her community. Despite the slow payment of people with credit, what is more important for her is that people have something to eat in this hard times.

Mercy still continued with her cloth repairing business. This time around, the extra pieces of cloths she uses in making re-usable cloth face masks for her family’s use and for sale. Some she gave away to her neighbors who do not have money to buy masks, and donated some to Barangay Health Workers and to her 4Ps cluster members.

Her daughter is still teaching but hopes to practice her profession as a Social Worker in DSWD. Her other children are enrolled in modular classes and help out in selling food in the morning.

Being a Parent Leader in the new normal is challenging for Mercy. Most of her cluster members do not have smart phones to watch the electronic Family Development Session (eFDS) which can be viewed every Friday through a Facebook livestream of DSWD. “Tungod kay dili tanang mga sakop sa 4Ps naay hightech na cellphone o internet para makalantaw sa eFDS, ang amu pamaagi para makalantaw jud tanan sa eFDS amu nalang ibutang sa USB ug pagkahuman ipalantaw tag lima lima sa mga mga sakop arun makaapil jud tanan sa eFDS (Because not all member of 4Ps have cellphone or internet [access] so that they can watch the eFDS, we would download and save it in a USB and let them watch it by 5 persons at a time so that everybody has the chance to attend the eFDS).”

Despite all of these challenges, Mercy keeps a positive outlook in life with firm belief that everything will turn just fine for everyone even amidst the pandemic.

Story and photos contributed by Elsie A. Galon, Project Development Officer II

Posted in UncategorizedComments (0)



January 2022