Tag Archive | "SLP"

SLP as Part of a Recipe for a Better Tomorrow

Perlita Cahatol and her family of seven were coping with the demands of living in Cagayan de Oro City until they were challenged with bigger trials starting with her husband’s accident. This incident forced the family to migrate to Kibawe, Bukidnon in hopes to have a better quality of life. The house they built were made of upcycled materials which is not protective against weatherly elements as they now depend on their income as farmers.

Life is hard enough as it is but Perlita finds herself pregnant with their sixth child. The birth of the baby was also the day her husband got into another accident that left him permanently disabled from walking again. It was dark times for the family in coping with her husband’s accident that Perlita thought of giving up the baby for adoption. With her husband’s consent, the baby was turned over to a family who can best provide the developmental needs of the child. A hard decision to make but it was for the best interest for the child that Perlita wants for her baby. She sets her focus on caring for his now-PWD husband and growing children who are also in need of her. Through fervent prayers for mercy that Perlita finds comfort to allay her worries and guilt. Little did she know that things are about to turn around for her.

With her gained skills from Cookery NCII training she received through SLP, Perlita set up an eatery business that proved profitable even during the health pandemic.

As a 4Ps beneficiary, Perlita joined the Cookery NCII Skills Training by DSWD through the Sustainable Livelihood Program. The gained skills opened new opportunities for her as she opened her own eatery after completing the course. Six years on, the business has grown and the family is living comfortably as she hoped. All children are doing good at school as scholars. They have been in close communication with their youngest who is living with his adoptive family, who will be migrating with them to another country soon. From dried fish and shrimp paste as staple meals to affording healthy meals; light materials to concrete and tiled home; from living on a day-to-day basis to having savings, things are indeed looking up for Perlita.

The Cahatol family are now living a more comfortable life as the family greatly benefitted from Pantawid Pamilyang Pilipino Program and Sustainable Livelihood Program of DSWD.

For Perlita, SLP paved the way to a brighter future and cannot be more grateful for how her life turned out despite the many trials she had to overcome.

Photos and story contributed by Norwel C. Placer, Project Development Officer II

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For the Community, By the Community

In August 2004, KAWOSA (then KASAPI) was organized by a select group of women who saw the financial need for fiesta celebrations and other festivities. To address this need, the group decided to contribute Php300.00 as start-up capital for a micro-lending activity. They charged an interest of 10% per month. To keep track of their micro-lending project, they agreed to meet every last Sunday of the month at the school’s waiting shed. The proceeds (dividends) from the micro-lending activity are distributed every December, during their Christmas party.

In May 2005, KASAPI decided to re-organize the association and change its name to Kasapi Women’s and Savings Association (KAWOSA). Through the Barangay Council, some KAWOSA officers and members were selected to attend the Pre Membership Seminar (PMES) facilitated by Balay Mindanao Foundation, Incorporated (BMFI). KAWOSA benefited from the capability building activities facilitated by Balay Mindanao. Seminars that were conducted include bookkeeping, auditing, laws that protect the rights of women and children, agrarian land reforms, and other laws relevant to the needs of the association.  

In June 2005, KAWOSA opened a sari-sari store and a canteen inside an elementary school campus with a capital of Php2,700.00 from the contribution of the twenty-seven (27) members at Php100.00 each. A month after, KAWOSA registered itself in the Department of Labor and Employment (DOLE).

Humble beginnings. the store was initially made f wood. Through perseverance in saving money from their earnings, the store was eventually concretized.

KAWOSA was formalized into an association with a legal personality, having a complete set of officers, written constitution and by-laws, and development plans. The partnership with Balay Mindanaw continued and in September 2005, KAWOSA received livelihood assistance amounting to Php10,000.00 for pig dispersal livelihood project for ten (10) members.

Later, the sari-sari store and the canteen inside the school campus had to be transferred as advised by the new school in-charge. KAWOSA decided to purchase a 100 square meter lot from Mr. & Mrs. Aurelio Camus in the amount of Php 5,000.00, just enough to build a small building strategically located across the school campus. The association continued its hard work in sustaining its economic activities and in 2012 they applied for accreditation with the City Government of Gingoog that paved the way to receiving a Php 340,000.00 livelihood project for corn and swine production from Community Fund And Development (CFAD) through the City Agriculture Office. The CFAD project has continued to date (swine and cattle raising), except for the corn production which was replaced by Falcata.

As an accredited association by the City Government of Gingoog, KAWOSA was invited to participate in the BUB project orientation and workshop. KAWOSA proposed for a consumer store and the project was approved amounting to Php240,000.00, which was funded and implemented through the Department of Social Welfare and Development (DSWD) on December 2014.

he association envisions to the city’s source of pride and aspiration for al other livelihood associations, as much they are continuously learning and growing to better within their local community.

The seed capital fund from DSWD was a substantial amount that KAWOSA decided, through a general assembly, to select few members whom they trust and has the skills, capacity, and commitment as the “management team”. The management team is entrusted with the planning, budgeting, and implementation of the project. One of the major decisions that the management team came up was to construct a two story building. The first floor will house the consumer store and kitchen and the upper floor will serve as the meeting hall of the members.

Currently, the association has a consumer store and micro-lending service. They ventured into ginger farming but it did not prosper, so the members replaced it with a vegetable garden in hopes to generate added income and provide members with fresh vegetables. Capital for food and snacks vending is also   offered to interested members who want to have additional income, utilizing the associations’ kitchen and space (suitable display area) as the store is located in front of the school. With their diverse source of income, KAWOSA fully paid the livelihood grant to DSWD in February 2017.

Regular meetings ensure cooperation, transparency, and unity of members.

The store has undergone renovation which gave it gave added value. The association practiced Christmas as a gift giving month not only to distribute profit shares from the store and micro-lending operations to its members but also to the community who patronized the store. Bags of groceries are given to senior    citizens, barangay tanods, and neighbors of the store who helped oversee the KAWOSA building during the night. Aside from their profit shares, the members are also given cash gifts. But perhaps the best benefit given by KAWOSA to its members is paying for the SSS monthly contribution of each member.

KAWOSA employs five members as treasurer/cashier, inventory clerk, saleslady, collector and manager. Besides being able to generate employment among members, it encourages membership especially the Pantawid beneficiaries.

The association admits that it is a continuing challenge to encourage members to share the vision of KAWOSA, that of attaining the kind of development that each member dream of. For them, there is no substitute for hard work, continuous education and valuing the opportunity given by the government.

The members can only look forward on what the association Photo taken November 2019.

In the near future, KAWOSA hopes to establish a mortuary fund for all members, cash gifts for birthday celebrants, KAWOSA Bigasan, and KAWOSA Mini Pharmacy. They also plan to buy another piece of land to expand their business.

*Originally published at the SLP Lambigit 2020 compendium. Copies available at the Social Marketing Unit.

Story and photos contributed by Maria Estela T. Berdelao, Project Development Officer II

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Fortune Favors the Brave, story of a 4Ps member working as a Domestic Worker

Heroes. Modern heroes. A title given to Overseas Filipino Workers as they sacrifice in leaving their families in dreams of having a better life and a brighter future for their children. Not enough employment opportunities for poor household members who have not finished formal schooling is a common background for those who seek employment abroad. As they leave to foreign lands of foreign languages that they have yet to learn, the appeal to become Domestic Workers has been glamorized by movies despite the homesickness, heartaches, and fears faced by these individuals who brave through tears to put smiles on their families back home.

Maribel’s employers are grateful for her cooking skills and respectful attitude. Photo from Maribel’s Facebook account with consent.

The Department of Social Welfare and Development Field Office 10 foster partnership with work placement agencies through the Sustainable Livelihood Program who can facilitate employment for non-skilled Pantawid Pamilyang Pilipino Program. One of the many private partners is Placewell International Services Corporation. Through a series of Special Recruitment Activities in the different cities and municipalities of Region 10, many Pantawid household members applied for available jobs. A Pantawid household member in the municipality of Baroy, Lanao del Norte took a leap of faith in applying for work abroad. A mother of three children, Maribel Baquiller sets her sights in providing a better life for her family even if it means leaving them. She used to sell Filipino snack food items such as suman, bibingka, palitaw, and the likes for their daily needs which is proving to be challenging as the expenses are getting bigger as their children are growing. Maribel admits it is not enough even with her husband’s income from driving a motorcycle. “Sakit kayo malayo sa akong mga anak pero akong kayanon ang mga kamingaw ug kaguol para sa ilang kaugmaon (It is hard to be away from my children but I will bear the loneliness and worries for the sake of my children).”, says Maribel.

Maribel keeps in touch with her family back in their hometown through video calls. Photo from Maribel’s Facebook account with consent.

After processing her required papers and passing the interview, Maribel was sent to Saudi Arabia in 2016. Her first few days was filled with mixed emotions of homesickness, excitement of being in another country, and fear of the possibilities of being abused by her employers and co-workers. All of her fears and worries were allayed over time. Her respectful attitude and cooking skills helped earning her employer’s respect and generosity. She was showered with many gifts such as a laptop, cellphone, clothing, and household utensils that she was able to send back home aside from her monthly salary which is increasing every renewal of her contract.

The three children are doing good in school and are active in the school’s activities. Despite the pandemic, the children are enrolled on modular classes. Photo from Maribel’s Facebook account with consent.

Over time, her family’s well-being at home begin to improve. They can now afford for the schooling expenses of her children, have good food on their table, and the opportunity in building their dream home. Maribel is still serving her same employer and is looking towards a better future for her children in sight.

By saving money from her salary, Maribel and her husband are striving to have their dream house finished soon. Photo from Maribel’s Facebook account with consent.

Maribel shares her learned wisdom in working abroad. “The message that I can share to everyone is that they can have the things they desire if they will just keep in mind that personal anguish, fear, and loneliness will be worth it the moment you see a smile and joy on your children’s faces. I thank God for this opportunity because I can say to myself that I can stand whatever trials I may face because I have now these skills that I can depend on.”

Story contributed by Franze Jemima Kesia Alcoran-Mapandi

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New normal brings new challenges for an SLP participant who is also a Parent Leader

Mercy P. Solatorio is a Pantawid Pamilyang Pilipino or 4Ps grantee with four children residing in Lala, Lanao del Norte. She is the over-all parent leader in their barangay. She was able to avail a individual loan of Php 5,000.00 under the SEA-K program, former name of Sustainable Livelihood Program (SLP), which she used to purchase 3 piglets and feeds to start her hog fattening project. From her profit in every cycle she used for the school and household expenses including paying debts.

Mercy was also trained on Dressmaking which was funded through a BUB-SLP project in year 2017. The training enhanced her rusty dressmaking skill. Her fellow 4Ps members and neighbors would have their clothes done by her which added to her daily income in paying off her loans.

Mercy used her dressmaking skills in repairing clothes and making uniforms for her neighbors and fellow 4Ps members

One of her children was trained in rag-making and used her acquired skills in making household rags using the excess or unused pieces of cloths from her mother’s work and sell them at a very affordable price.

In 2018, the barangay council issued a resolution in banning hog fattening within 50 meters from the residence. Mercy then changed her project to sari-sari store and food vending that made her earn Php 1,000.00 – 2,000.00 sales daily. With this, she was able to give enough school allowances to her children.

Mercy admitted that a portion of the income is sometimes used for sudden or unexpected expenses. It is through availing small loans from local micro-financing institutions that she sustain her sari-sari store. She is very thankful that even though life hits her hard, she was able to stand up again. As what she said, “Kinahanglan think positive jud sa kinabuhi dili magyaya para naay makaon ang pamilya. Kinahanglan moabag jud sa panginabuhian sa bana para mapa eskwela ang mga anak ug makakaon ang pamilya. Sa pagpaningkamot bahala ug nakautang utang nakapahuman sa anak ug sa bulig sa Ginoo nakapasar ang anak sa Social Work Examination adtong 2018 ug karun nagtudlo na sa Collegio de Kapatagan. (We have to think positive in life so that we can feed our family. We need to be able to contribute to our husband’s income so that we can send our children to school and have food for the family. Through hardwork, despite the many loans, my child was able to finish [college]. And with God’s help, my child passed the Social Work Examination last 2018 and is now teaching at Collegio de Kapatagan).” Her daughter shares part of her salary for the family’s daily needs.

The COVID-19 pandemic greatly affected the sales of her store. It is still operational but experienced lower sales as many people within her community lost their jobs, including her husband. Jobs come by so rarely that some of the stocks in her store were consumed by her family and high on credit from neighbors who pay only whenever they can. Whatever her husband can earn, they use in re-stocking their store.

As they live in community that is far from the main road, Mercy needs to keep her store open for the benefit of her community. Despite the slow payment of people with credit, what is more important for her is that people have something to eat in this hard times.

Mercy still continued with her cloth repairing business. This time around, the extra pieces of cloths she uses in making re-usable cloth face masks for her family’s use and for sale. Some she gave away to her neighbors who do not have money to buy masks, and donated some to Barangay Health Workers and to her 4Ps cluster members.

Her daughter is still teaching but hopes to practice her profession as a Social Worker in DSWD. Her other children are enrolled in modular classes and help out in selling food in the morning.

Being a Parent Leader in the new normal is challenging for Mercy. Most of her cluster members do not have smart phones to watch the electronic Family Development Session (eFDS) which can be viewed every Friday through a Facebook livestream of DSWD. “Tungod kay dili tanang mga sakop sa 4Ps naay hightech na cellphone o internet para makalantaw sa eFDS, ang amu pamaagi para makalantaw jud tanan sa eFDS amu nalang ibutang sa USB ug pagkahuman ipalantaw tag lima lima sa mga mga sakop arun makaapil jud tanan sa eFDS (Because not all member of 4Ps have cellphone or internet [access] so that they can watch the eFDS, we would download and save it in a USB and let them watch it by 5 persons at a time so that everybody has the chance to attend the eFDS).”

Despite all of these challenges, Mercy keeps a positive outlook in life with firm belief that everything will turn just fine for everyone even amidst the pandemic.

Story and photos contributed by Elsie A. Galon, Project Development Officer II

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Makugihon ug Makaunayon, Journey to New Beginnings of Balatacan Makugihon C4 SLPA

The Balatacan Makugihon C4 SLPA was organized last April 2019 with 25 members from Barangay Balatacan, Tangub City. All of the members are beneficiaries of the Pantawid Pamilyang Pilipino Program or 4Ps. Their proposed project or livelihood is a Mini General Merchandise, focusing more on the Farming Fertilizers, Fishing Tools and Supplies. They were funded by Department of Social Welfare and Development under the Sustainable Livelihood Program with the amount of Php 375,000.00.

 The association faced many challenges even before they get to start with the project due to low participation of members in its meetings and planning. They thought that they will be relieved of their problems once they receive their funds but much to their dismay, it was only the beginning.

Things started to break down when the negotiation for the use of land on their first selected location was cancelled when the landowner changed their mind despite the near completion of the physical structure of the store. The mistake was not having a legal document to support their initial agreements that the construction was put on hold.

What followed was when the orders for the fishing materials and supplies were cancelled because most of the fishermen in the area were caught by the sea police after being caught at the protected fish sanctuary.

The overwhelming issues proved too much for the association officers who are mostly of senior age.

Living up to the name of their association, “Makugihon” which means to be hardworking or industrious, the association worked out their problems.

The women helped in transporting the salvaged materials from the first location of their store.

One of the association member offered a space within their property as new location of their store. People were hired to deconstruct the almost finished store. Even women helped in the laborious task of transferring the salvaged materials. As a lesson learned, they will be working out on having a written agreement

They still bought some of the needed supplies for fishing activities near the shoreline. A resolution was made to add grocery items since technically they are Mini General Merchandise and are encouraged by the locals as their barangay is along the National Highway but too far from the city proper.

Perseverance paid off for the association members as the celebrate this significant day as their business’ official opening.

Their Grand Opening is bittersweet for all. Dr. Jennifer W. Tan, City Mayor, and the rest of the City Council and Local Government Unit officials were present in the event in giving their support to the association.

Dr. Jennifer W. Tan, City Mayor of Tangub City, and Hon. Joel M. Limbaring, Barangay Chairperson of Balatacan, led the ribbon-cutting.

As the President of the association, Arcelie Ocampos has only these words to say, “Basta lang jud magkugi, walay dili masulbad. Magkanunayon lang sa Pagtoo ug paghimo kutob sa makaya. (As long as we we work hard, there is nothing we cannot solve. To be united in faith and making it work with what we can).”

The event was made more significant as Dr. Tan, their City Mayor, imparted her own words of wisdom, “Encourage nako ang association nga ampingan ug palamboon ang mga proyekto nga gihatag kay dako kaayo ni ikatabang sa mga lumulupyo sa Brgy. Balatacan labi na karong pandemic para dili na kinahanglan pa ang komunidad molayo pa sa pagpamalit kay naa na man inyo livelihood. Dili na lang kamo isa lang ka lumulupyo kun dili isa na kamo ka businessman (I encourage the association in taking care and making this project grow that is given to all of you, which would be a big help to your community in Brgy. Balatacan especially in this time of pandemic wherein the people do not have to travel far because of the now present livelihood project. You are not just residents but you are all now businessmen).”

The City Mayor even went into suggesting to their Barangay Chairperson in linking the association with one of the city’s major supermarket to sign them up as members so that can avail discounts on wholesale purchase. The private establishment responded to be open in providing free delivery of orders through proper communication channels.

“Dako amo kalipay nga ming.abot na jud among livelihood kay makatabang jud ni dungang income sa amo pamilya (We are very happy because we finally have our livelihood project which would greatly help us as additional source of income for our families)” according to Marites O. Empil, one of the association members.

Story and photos by Kay Lousil Sardenia, Project Development Officer II

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An SLP association overcomes broken trust with courage

“Success is not final. Failure is not fatal. It is the courage to continue that counts.” ~ Winston S. Churchill

Success is often paved with learnings from failures. To be able to stand up again takes huge amount for courage when faced by hopelessness. This is true to many and so is for C-50 Macanhan SLPA in Barangay Carmen, Cagayan de Oro City.

28 Pantawid Pamilyang Pilipino Program household members were organized by the Department of Social Welfare and Development Field Office 10 through the Sustainable Livelihood Program in 2018 and received their seed capital fund worth Php 280,000.00 by April 2019 for their community store project. Then-elected President took upon herself to oversee the implementation and management of the store with the help of her family members. The officers and association members conducted an audit on the cash flow and stocks inventory noticing discrepancies even after validating the purchases from the supplier. The former President promised to pay the variance but failed to do so. The installment of a new Cashier only created conflict in the business that the store was eventually closed down. Left with low inventory and cash on-hand worth Php 90,073.29, the remaining members were disheartened on their project despite being motivated by their assigned SLP Project Development Officer in transferring their store.

New location by renewed hope. The store is now stable with rebuilt trust among its remaining members who are enjoying the benefits such as having a credit line and receiving honorarium.

One of the members, Glenda S. Langgamin, did not lose hope. Fuelled with courage in her heart, she felt that they can still make their project work with the money left rather than leaving it idle at their association’s bank account. She encouraged the members to give it one more try and this time doing it right. Another positive sign that came their way was when a commercial space became available. Rebuilding their association and business through broken trust was hard but the members cooperated with renewed belief. New set of officers were elected and capacitated themselves on how to properly record cash flow and inventory. Management of the store was divided among themselves with assigned cashier and assistant with alternating schedule so that there is check and balance. Despite this new system in place, majority of the original association members left with seven (7) members remaining, facing new challenges in agreeing to a manageable store operations schedule as they still have families to take care of. Motivated in not losing their store, the members were able to surpass this by having a more flexible store operation hours with commitment in seeing it become stable and profitable.

After a year, the association is doing well with cash on-hand of Php 96,238.29 and stocks worth Php 70,000.00. Their good performing sales enabled the remaining members to enjoy benefits such as a credit line, honorarium for those who who report on duty in managing the store, and increased their confidence and resiliency after the great challenge they overcame.

The members reflect in the values of cooperation, working together for the common good, discipline, and unity through sacrifices and prayers that helped them grow strong from their challenges. Their unified faith will surely help their association and business see through future challenges.

There must be luck in numbers as the seven members continue on with the project with many learnings from their recent experiences especially amidst the pandemic.

We hope that their story will inspire everyone to have patience in achieving success in every endeavor we may have.

Story and photos courtesy of Leilani W. Mantuhac, Project Development Officer II

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Sustainable Livelihood Program association in Bukidnon installs handwashing facility in front of their community store

Many establishments are greatly affected with the ongoing health pandemic. Small enterprises are among the badly hit as they have exhausted reserved resources during the lockdown. After the lift of the lockdown, many stores were not able to operate again.

But for All Rice SLPA at Brgy. Kalagangan, San Fernando, Bukidnon, their Community Store has to work through the lockdown and face many challenges like restrictions as they serve their Indigenous People (IP) community situated in a Geographically Isolated and Disadvantaged Area (GIDA).

Extra measures were added by the SLP association to reduce the risk of transmission between the customers and the store operators.

The SLPA adapted the health protocols for COVID – 19 pandemic prevention such as wearing of face masks and physical distancing, but one notable initiative they did was installation of a wash area outside of their store where the customers could wash their hands; and plastic cellophanes were placed within their vicinity. The need for balance with economic needs and health safety would depend on the precautions set by local authorities and compliance of establishments. The association officers have taken these initiatives into themselves so that they can continue operating and serving their community.

Installing a handwash facility is to reinforce the message of having to frequently clean our hands in reducing the risk of virus transmission.

Their project has been operational for almost two (2) years already and have been growing ever since they opened up. It was originally a rice retailing store which was then expanded into a community store.

Composed of 40 members from Pantawid Pamilyang Pilipino Program, 21 of the association members are members of the Matsulog tribe. The Department of Social Welfare and Development Field Office 10 has always been prioritizing the marginalized and vulnerable in its programs and services. These identified groups, especially if they belong to poor households, are provided with opportunities to increase their earning capacities in becoming self-sufficient families. Their adaptation to new technologies and health safety measures ensures that IP communities continue to thrive in the modern world.

This Global Handwashing Day, we put great emphasis on the general public the importance to wash their hands with soap properly (at least 20 seconds) and frequently, especially during this pandemic. We can only end this with the cooperation of every individual. More important so the proper wearing of face masks, observance of physical distancing, and to stay at home except for essential errands.

All Rice SLPA is composed majorly with Pantawid household members from the Matsulog tribe. Adaptation ensure continuing existence of our IP communities.

May All Rice SLPA serve as a good example for all other SLP projects when it comes to hygiene promotion and disaster responsiveness.

Story and photos contributed by Ivanne Jay Zafra, Project Development Officer II

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Kiping on Fire

Poverty is sometimes an inter-generational problem wherein children inherit the condition by birth. This can only be stopped when poor families are combined with positive household attributes such as determination of parents, and external factors such as opportunities made accessible to them.

More than just fate of being born to a poor family, Raquel L. Montalba set out to have a better life for her and her family. Married to Rico Montalba who drives a motorcycle, Raquel sold fried cassava flakes or more known as “kiping” to the locals as a common street food especially in known tourist spots in the island of Camiguin.

The Valmoria Family.

In 2009, opportunity came in the form of Sustainable Livelihood Program were she joined an association to avail an individual loan. Together with the money she saved part of what she earned from selling kiping, Raquel opened a souvenir shop near Katibawasan Falls. The steady flow of visitors to the known tourist spot ensured income for her family especially for her two children who are monitored students under the Pantawid Pamilyang Pilipino Program. They were able to renovate their house from light materials to concrete walling. Life is looking good for the family.

If you would think she would be taking it all easy already, Raquel is still full of ideas in pushing her business to higher heights. She established a Facebook page, Kiping Camiguin, where she posts about her products.

She is currently enrolled at the Department of Trade and Industry “Kapatid Mentor Me” Training Program with modular classes every Friday until end of May. Taking this opportunity to learn from successful entrepreneurs, Raquel believes that she would achieve the same with her kiping. She enthusiastically learns from the training and used her ingenious skills in improving and innovating her kiping. Her first innovation is ready-to-cook kiping flakes that people can bring as souvenir or can be sent to friends in faraway places. She takes pride of this new process as this would mean more people get to experience a piece of the culture that is proudly local.

Ready-to-cook kiping with glaze. Available for delivery or through shipment. Photo by DSWD FO-X.

Things begin to slow down with onset of the COVID-19 health pandemic before officially launching her new innovation. The province was then placed in lockdown in preventing spread of the highly contagious disease. This meant temporary closure of her souvenir shop but a different business opportunity came at hand. For a while, Raquel used her dressmaking skills in making reusable cloth face masks for sale.

Raquel making reusable face masks which she sold for 35.00 pesos. Photo from Raquel’s FB account.

The lockdown has not dampened Raquel’s entrepreneurial spirit. She introduced new innovations such as kiping in different shapes, kiping ice cream cones, and kiping flakes with different flavors. She delivers directly to within island buyers or by shipment to those ordering outside the province. Orders regularly come in despite the on-going community quarantine which is making her busy still. Raquel takes pride on how far she has achieved for her kiping.

Competition does not faze her drive as she relies strongly on her ingenuity and product quality. Raquel’s fiery determination is like Camiguin’s origin, born of fire. She will truly trail-blaze as she keeps moving forward along with her kiping dreams.

Raquel at her souvenir shop and kiping display. She misses being at her store due to the lockdown but is hopeful that she will be back soon.

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January 2022